Terms of Service

You must be at least 13 years old to use the Service. By registering, you confirm you meet this requirement. If you are under 18, you confirm that your parent or legal guardian has reviewed and agreed to these Terms on your behalf.

You are responsible for keeping your login credentials confidential and for all activity under your account. You agree to provide accurate information during sign-up and onboarding and to keep it updated.

The Service is offered as a paid subscription in Monthly, Quarterly, and Annual plans. Pricing is displayed at checkout. Subscriptions are billed in advance and processed by Base44 Payments (powered by Wix). Unless you cancel, plans renew automatically at the end of each billing cycle. You authorize us and our payment processor to charge the selected payment method for all applicable fees.

You can cancel your subscription at any time from Settings or by contacting your payment provider; cancellation stops future charges. Refunds are governed by our Refund & Cancellation Policy, which is incorporated into these Terms by reference.

You own the goals, commitments, entries, reviews, and notes you create ("Your Content"). You grant us a worldwide, non-exclusive, royalty-free license to host, store, and process Your Content solely to operate the Service for you. You represent that Your Content does not violate any law or third-party right.

You agree not to: (a) use the Service for any unlawful purpose; (b) attempt to access another user's data or circumvent billing or access controls; (c) interfere with or disrupt the Service or its infrastructure; (d) reverse-engineer, scrape, or resell the Service; or (e) use automated tools to access the Service except as we permit.

The Service is a self-improvement and productivity tool. It is not medical, psychological, financial, or legal advice, and its scores and feedback are informational only — not evaluations by a qualified professional. Always consult a qualified professional for health, financial, or legal decisions.

The Service is provided "as is" and "as available". To the maximum extent permitted by law, N10CT LIFE disclaims all warranties, express or implied, including fitness for a particular purpose and non-infringement. Your results depend entirely on your own effort and conduct.

To the maximum extent permitted by law, N10CT LIFE and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of data, profits, or goodwill, arising out of or related to the Service, even if advised of the possibility of such damages. Your use of the Service is at your sole risk.

You agree to indemnify and hold N10CT LIFE harmless from any claims, damages, or expenses arising from your misuse of the Service, your violation of these Terms, or your infringement of any third-party right.

The Service relies on third parties (such as the hosting platform and payment processor). We are not responsible for their acts or omissions, and their terms apply to your use of their services.

We may suspend or terminate your access if you violate these Terms or for any reason we deem appropriate. You may delete your account at any time from Settings. On termination, your right to use the Service ends and your data may be removed.

We may update these Terms from time to time. We will note the new effective date and, for material changes, make a reasonable effort to notify you within the app. Continued use after a change means you accept the updated Terms.

These Terms are governed by applicable local law without regard to conflict-of-laws rules. We will try to resolve disputes informally; otherwise they will be brought in the courts of competent jurisdiction.

For questions about these Terms, contact us through the in-app Settings page.